湖北省农村信用合作社发展现状及对策研究(3)
发布时间:2021-06-06
发布时间:2021-06-06
Abstract
RuralcreditcooperativesareanimportantcomponentofChina’Sfinancialsystem,Whicharepartofthemainforceinruralfinance.However,thesamewithotherruralcredit
principleofthe
ofcooperatives,HubeiProvinceRuralCreditCooperativedisobeythecooperationsystemafterestablishing,anddeviatefromthepurposesAreasservice”threeFs”(Agriculture,RuralandFarmers).Therehasbeen
SOon.large-scalelosses,insolvencynon—performingloansaccountedformuchand
Hubeiproviriceiseconomicallyunderdevelopedareas.Duetothenaturalconditionsandobjectivedifferencesintheeconomicenvironment,ruralcreditcooperativesinthedevelopingprocessaremuchmoreconstraintedthaninthedevelopedregions.Manyruralcreditcooperatives
survival.Many
beenunabletocarryaaheavyburdenonstrugglingtomaintainthethecurrentcreditunionshavehugefinancialrisk,andsystemhastheadapttotherequirementsoftheeconomicsituation.Withdiminishmentofthenetworkofstate。ownedcommercialbanks,HubeiProvinceruralcreditcooperativehasactuallybecomethelargest
formalfinancialinstitutionsintheruralareas.In
stillforfoodourandmostcompletesystemofprovince,theruraleconomyisproduction,forestry,fisheries,livestockandothertraditionalfamily-based
creditagriculturalandsidelineproducts.Itisdi伍culttofarmerstoobtaintheforsomereasonsfundsfromothersourcessuchasthesmallproductionscale,asmallnumberofproducts,lesscommercializationandlesscomunicationwithotherregionaleconomic.Themajorityoffarmersalsoneedfinancialservicesfromtheruralcreditcooperatives.Andthelocalgovernmentsneedtofigureoutthe”threeFs’’andwanttoconsolidatethefoundationofagricultureandmaintainsocialstability.ThusintheunderdevelopmentHubeiProvince,itisparticularlyurgent
toandimportantstudyhowtodeveloptheruralcreditcooperativesinthefuture.
Inthispaper,therelevanttheoriesofeconomicsare
currentdevelopmentofHubeiProvinceused.Accordingaretotheruralcreditcooperativesinfacingmanyproblemsinpractical,andbasingonthetheoryandcasestudy,thispapergivesome
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