全新版大学英语(第二版)综合教程2课文及翻译(5)

of skills and creativity are both worthwhile goals, the important question becomes this: Can we gather, from the Chinese and American extremes, a superior way to approach education, perhaps striking a better balance between the poles of creativity and basic skills?

然而，假定我这里所说的反差是成立的，而培养技艺与创造力两者都是值得追求的目标，那么重要的问题就在于：我们能否从中美两个极端中寻求一种更好的教育方式，它或许能在创造力与基本技能这两极之间获得某种较好的平衡？

Finding a way of teaching children to appreciate the value of money can be a problem. Yet the solution, David Owen suggests, is simple -- just open a bank. Easier said than done? Well, it turns out to be not quite so difficult as it sounds, as you'll discover in reading about the First National Bank of Dave.

设法教育孩子珍惜钱财会是件难事。然而，大卫·欧文说，方法也很简单——开个银行就行。说来容易做起来难？其实，这事并没听上去那么难，你读一读戴夫第一国家银行的故事就知道了。

Children and Money

David Owen

1 Parents who decide that the time has come to teach their children about money usually begin by opening savings accounts. The kids are attracted at first by the notion that a bank will pay them for doing nothing, but their enthusiasm disappears when they realize that the interest rate is tiny and, furthermore, their parents don't intend to give them access to their principal. To a kid, a savings account is just a black hole that swallows birthday checks.

孩 子 与 金 钱

大卫·欧文

当家长觉得该教孩子们懂得如何对待金钱的时候，他们通常先为孩子开个储蓄账户。刚开始的时候，孩子们颇感兴趣，因为他们想自己什么也不干银行还会付给他们钱，可当他们明白利率小得很，而且父母也无意让他们动用本金时，他们的热情一下子就冷却了。对一个孩子来说，一个储蓄账户只不过是一个吞没其生日礼金支票的黑洞。

2 Kid: "Grandma gave me twenty-five dollars!"

Parent: "How nice. We'll put that check straight into your savings account."

Kid: "But she gave it to me! I want it!"

Parent: "Oh, it will still be yours. You just have to keep it in the bank so that it can grow."

Kid (suspicious) : "What do you mean by 'grow'?"

Parent: "Well, if you leave your twenty-five dollars in the bank for just one year, the bank will pay you seventy-five cents. And if you leave all of that in the bank for just one more year, the bank will give you another seventy-five cents plus two and a half more cents besides. That's called compound interest. It will help you go to college."

孩子：“奶奶给了我25美金！”