60. A. admire B. identify C. respect D. thank

61. A. experiment B. homework C. pray D. business

62. A. Avoid B. Pay C. Reject D. Request

63. A. boss B. friend C. host D. official

64. A. yes B. no C. maybe D. inshallah

65. A. direct B. formal C. hospitable D. impolite

Section B

Directions: Read the following three passages. Each passage is followed by several questions or

unfinished statements. For each of them there are four choices marked A, B, C and D. Choose the

one that fits best according to the information given in the passage you have just read.

(A)

Should parents send their freshmen off to campus armed with a debit or credit card to learn

how to handle money? Or is it better to keep firm control through the Bank of Mom and Dad? The

"correct" answer will vary by family and personal preference.

The Credit Card Act that took effect 2.5 years ago made it much harder for anyone under 21 to

get a card. Gone are the days of card issuers collecting plenty of new customers on campus by

handing out free T-shirts or rewards points for spring break.

Under-21s can still obtain a credit card if they have a qualified co-signer or proof of sufficient

income to repay the debt. And card issuers still market aggressively to college students, targeting

them with pre-screened mail offers. That makes parents, as the likeliest co-signers, more involved in

the card-or-no-card decision.

Robyn Kahn Federman of Rochester, N.Y., says there’s “no way” she’ll let either of her two

daughters have a credit card at such a financially tender age. Her daughter Sarah, who’s 19 and

about to start her second year of college, uses Robyn’s PayPal card instead. That lets her mom fund

the balance and see how she spends her money.

“I don’t think anything related to debt belongs in the hands of a college kid,” says Federman,

communications director of a marketing agency. “The vast majority are not experienced enough

with money or aware enough of the risks.”

Some students, though, have shown they’re disciplined enough to have their own card on

campus.

Scott Gamm, 20, a junior at New York University's Stern School of Business, used his income

from freelance(自由职业的) work and blogging to obtain a Visa card and then an American Express

card. He charges $200 to $300 on them monthly and pays every bill in full.

But he has friends who obtained three or four cards within a year and now have big debts.

“The more credit you have access to, especially at that young age, the higher the probability

you’ll use that card to finance fancy clothes, restaurants and entertainment.” says Gamm.

66. According to the passage, which of the following statement is true?

A. People hold different opinions about their kids using credit cards

B. Credit cards are useful in helping deal with money matters.