进出口货运险常用术语

严格规范进出口货运险免赔额（率）的措辞：

（1）货损部分的绝对免赔率：Including Risk of Shortage/Breakage in excess of x%.

（2）整批货物的绝对免赔率（即通常说的保额的绝对免赔率）：

Deductible ：Including Risk of Shortage/Breakage in excess of x% on the whole consignment.

几种特殊商品的承保方法

一、机器设备

加贴“重置条款”（Replacement Clause），加贴“机械或电子损坏或扰乱风险除外”（Excluding The Risks of Mechamical or Eelectrical Breakdown & Derangement）, 加贴“放射性污染除外”（Excluding Radioactive Contamination）。

“重置条款”（Replacement Clause）规定：如果承保风险造成被保险机器的任何部分的损失和灭失，则保险人负责赔偿的金额不能超过该受损部分的重置费用或修理费用加上运费及改装费，但不包含关税；除非关税已在承保金额内，而发生灭失后在补运时须加纳关税，才可一并赔偿。但是，不论任何情况，承保人的责任绝对不超过整套机器的保险金额。

“协会放射性污染除外条款”规定：在任何情况下，保险人对直接或间接由任何核燃料或核废料或核燃料燃烧的辐射所致的电离放射物或污染物、任何核装置、反应堆或其他核设施或其配件的具有放射性的、有毒的、爆炸性的或其他危险性的或污染的财产、任何使用原子或核裂变和/或聚变的其他类似反应或放射性力量或物质所制造的战争武器所致的损坏、灭失、责任和费用不负责赔偿责任。

二手机器设备： “一切已存在损失除外”（Excluding All Existing Damage）, 加贴“二手设备重置条款”（Replacement Clause-Second-hand Machinery）加贴“机械损坏、扰乱、锈损、氧化除外”（Excluding Mechanical Breakdown, Derangement, Rusting & Xxidation）: 加贴“放射性污染除外”（Excluding Radioactive Contamination）。

“二手设备重置条款”（Replacement Clause-Second-hand Machinery）规定：保险人对受损部分的重置费用或修理费用的赔偿应当按保险金额与新设备的价值的比例进行计算。但是，不论任何情况，承保人的责任绝不超过整套机器的保险金额。

二、鲜橘：

按冷藏险条款承保；0.5%的短量免赔; 如果扩展承保”腐烂”(decay), 规定5%的绝对免赔; “腐烂”不包括鲜橘变色及黑斑点(discoloration, stem button); 如果发生腐烂, 集装箱清理费用控制在3000美元以内。费率不低于0.7%, 扩展承保”腐烂”及集装箱清理费用, 费率不低于1.2%。

进出口货物运输保险承保险别措辞

一、CIC 条款

（一）海运

1. Covering All Risks Incl. W/W as per Ocean Marine Cargo Clauses 1/1/81 of the People’s Insurance Company of China （一切险）

2. Covering All Risks & War Risks Incl. W/W as per Ocean Marine Cargo Clauses & Ocean Marine Cargo War Risks Clauses 1/1/81 of the People’s Insurance Company of China（一切险加战争险）

3. Covering All Risks, War Risks & SRCC Inc. W/W as per Ocean Marine Cargo Clauses, Ocean Marine Cargo War Risks Clauses & Cargo Strike Clauses 1/1/81 of the People’s Insurance Company of China（一切险加战争险和罢工、民变险）

4. Covering With Average (WPA) Incl. W/W as per Ocean Marine Cargo Clauses, 1/1/81 of the People’s Insurance Company of China（水渍险）

5. Covering With Average (WPA) & War Risks Incl. W/W as per Ocean Marine Cargo Clauses, & Ocean Marine Cargo War Risks Clauses 1/1/81 of the People’s Insurance Company of China（水渍险加战争险）

6. Covering With Average (WPA) & War Risks & SRCC Incl. W/W as per Ocean Marine Cargo Clauses,, Ocean Marine Cargo War Risks Clauses & Cargo Strike Clauses 1/1/81 of the People’s Insurance Company of China（水渍险加战争险和罢工、民变险）

7. Covering Free From Particular Average (FPA) Incl. W/W as per Ocean Marine Cargo Clauses, & 1/1/81 of the People’s Insurance Company of China（平安险）

8. Covering Free From Particular Average (FPA) & War Risks Incl. W/W as per Ocean Marine Cargo Clauses, & Ocean Marine Cargo War Risks Clauses 1/1/81 of the People’s Insurance

Company of China（平安险加战争险）

9. Covering Free From Particular Average (FPA) & War Risks & SRCC Incl. W/W as per Ocean Marine Cargo Clauses & Ocean Marine Cargo War Risks Clauses & Cargo Strike Clauses 1/1/81 of the People’s Insurance Company of China （平安险加战争险和罢工、民变险）

10. Incl. War Risks As per Ocean Marine Cargo War Risks Clauses 1/1/81 of the People’s Insurance Company of China（战争险）

11. Incl. Risks of SRCC as per Cargo Strike Clauses 1/1/81 of the People’s Insurance Company of China（罢工、民变险）

（二）空运

12. Covering Air Transportation All Risks Incl. W/W as per Air Transportation Cargo Insurance Clauses 1/1/81 of the People’s Insurance Company of China（空运一切险）

13. Covering Air Transportation All Risks & War Risks Incl. W/W as per Air Transportation Cargo Insurance Clauses & Air Transportation Cargo War Risks Clauses 1/1/81 of the People’s Insurance Company of China（空运一切险加战争险）

14. Covering Air Transportation All Risks, War Risks & SRCC Incl. W/W as per Air Transportation Cargo Insurance Clauses, Air Transportation Cargo War Risks Clauses & Cargo Strike Clauses 1/1/81 of the People’s Insurance Company of China （空运一切险加战争险 …… 此处隐藏：25945字，全部文档内容请下载后查看。喜欢就下载吧 ……