现代大学英语精读1册4课

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THE BOY AND THE BANK OFFICER

Vanessa

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LESSON FOUR THE BOY AND THE BANK OFFICER

Warm-up ActivityWhat do you know about banking? What do you usually do in the bank? What procedures do you need to go through when you open an account? What procedures do you need to go through when you draw out money from the bank?

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What’s the function of bank? buy things on the Internet (E-bank)

play the market, Speculate in foreign exchange, manage the fund

sending money (while traveling, at school…) pay for the bill (eg: expenses for telephone, TV , electricity, water, natural gas…)

banksupport different kinds of loan (eg: student loan, residential loan, car loan…)

deposit moneywithdraw money

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Do you know the history of bank?

Banks first emerged in the Middle Ages when people grew tired of carrying around all their gold and began leaving their money with the goldsmith.

During the Middle Ages, banking activities were curbed by severe restrictions on lending practices. Italy, became a great banking cente dominated by the Medici family.

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Banking as it is now practiced dates. It accepted demand deposits and permitted depositors to transfer their credits by checks. It could not make loans, however, or pay interest on deposits. Its services were free since its expenses were paid by the city.

A chartered public bank was opened in Sweden in 1656. It was probably the first financial institution in the world to issue standard-size payable-on-demand bank bills.

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1.开户头

2. 结清账户 4. 提款 6. 节余 8. 存折 10. 存折

Words & Expressions:Guess the meaning of the following words. 1. open an account 3. deposit 5. overdraw 7. credit 9. pass card 11. a savings account 2. close an account 4. withdraw 6. balance 8. passbook 10. an account book

3.存款 5.透支 7.信用 9.银行卡

11.定期存款 12.活期存款13.自动存取机 14.利息 15.本钱 16.余额

17.取款金额 18.存款金额

12. a current/checking account 14.interest

13. ATM (Auto telling machine)

15. capital17.withdraw amount

16.balance18.deposit amount

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Banks in China :THE BANK OFFICER LESSON FOUR THE BOY AND1.Agricultural Bank of China 2. China Construction Bank 3.Bank of China1.中国农业银行 2.中国建设银行 3.中国银行

4.中国工商银行 4. Industrial and Commercial Bank of China

5.China Minsheng Bank

5.中国民生银行 6.招商银行 7.国家发展银行 8.兴业银行 9.中国人民银行 10.邮政银行 11.光大银行

6.China Merchants Bank7.China Development Bank 8. Industrial Bank 9.The People’s Bank of China 10.The Post Office Savings Bank 11 China Everbright Bank 12.Bank of Communications

12.交通银行

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II.

At the Bank

Listen to the following dialogue andpay attention to the related words and expressions.

To be continued on the next page.

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Skimming and Scanning:What excuses has the bank officer given to keep the boy from withdrawing his own money? The boy is allowed to withdraw the money without a let

ter form the parents. (para.7) That is the bank’s policy. (para14) The boy could withdraw the money before because the teller were not aware of the boy’s age then.(para21)

The bank was representing the boy’s interests. (para30)

To be continued on the next page.

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Text Analysis:1.What kind of attitude the author’s friend hold towards bank? 2. If banks were required to sell wallets and money belts, they might act less like churches. (para. 1) What does this sentence mean? Why he compared bank with church? Do you think they share any similarities?

Banks act like churches which usually control people’s life and can interfere in people’s life. So, the author thinks it is ridiculous for banks to act like churches. A church is a place where religious people are given moral lessons. The author and his friend hate banks acting like churches because they think banks should simply give service and have no right to tell people what to do and what not to do.

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1.Why did the author go to the bank one day?2. What did see in the bank? 3.What’s his impression on the officer?

4.What does he look like?5.Everything about him suggested him a carefully dressed authority.(para.3) What does the sentence mean?

Everything about him -his clothes, manner, etc. indicated that he was a carefully dressed man who had an important position and power. 6. What did the boy look like?v-necked sweater V形领毛衣 turtle-neck sweater 高圆领套衫 crew neck sweater圆领衫,水手衫 pullover 套头衫