《金融英语》期末试卷

2011 -2012 学年度第一学期《金融英语》

期末考试A卷

专业 年级 学号 姓名

Ⅰ.Match the words in the left column with the proper chinese equivalents in the right column. （10 points,1 point for each ） ( ) 1 financial assets A 通货膨胀 ( ) 2 executive B 托收行 ( ) 3 barter C 金融资产 ( ) 4 installment D 有利可图的 ( ) 5 profitable E 机密的 ( ) 6 recipient F 分期付款 ( ) 7 order G 指定的人 ( ) 8 inflation H 行政人员 ( ) 9 confidental I 物物交换 ( ) 10 remitting bank J 收信人

II.Give the full name to the following words.（2分/题， 5题共10分）

1． ECU ______________________________

2． IMF ______________________________ 3． SDRs ______________________________ 4． D/A _______________________________ 5． CPA ________________________________

Ⅲ. Decide whether each of the following statements is true(T) or false(F). （10分）

( ) 1. Business transactions should not be confused with personal transactions. Similarly, the transactions of different entities should not be accounted for together.

( ) 2. A usance credit means a credit which stipulates the immediate payment on presentation of

1

documents.

( ) 3. In documentary credit, the issuing bank is usually a bank located in the beneficiary’s country. ( ) 4. An advising bank or notifying bank is the bank that advises the applicant that a letter of credit (L/C) has been issued, confirmed, or amended.

( ) 5. Acceptance must be made at the back of the bill and signed by the drawee. ( ) 6. In cheque transactions, the drawer and the payer are the same person. ( ) 7. Both a crossed cheque and a open cheque can be cashed over the counter. ( ) 8. Education loan is, just one tpye of amortization loans.

( ) 9. Short-term loans are often used to satisfy fixed asset investment whereas medium and long-term loans are often used to finance working capital needs.

( ) 10. By barter, it means that people use goods to trade for other goods made by other people.

Ⅳ. Choose the best answer.(2分/题，10题共20分)

( ) 1. The first modern international monetary system was the _________?

A gold standard B Bretton Woods System

C Jemaica System D European Monetary System

( ) 2. Used to settle official transactions at the IMF, ______ are sometimes called paper gold.

A dollars B ECUs

C SDRs D all currencies

( ) 3. The ____fees are one-time charges negotiated in advance and imposed when the loan

agreement is signed.

A management B front-end C commitment D participation

( ) 4. The person paying the money is _______ of a cheque.

A the drawee B the endorser C the payee D the endorsee

( ) 5. The documents will not be delivered to the buyer until ________.

A the buyer has cleared goods B the goods have arrived C the bill is paid or accepted D both A and B

( ) 6. If it is not stated as D/P or D/A, the documents can be released_________.

A against acceptance pour aval B against acceptance C against payment D in either way

( ) 7. Under_____, no draft is drawn. It is also used as a means of avoiding the stamp duty

payable on drafts.

A the acceptance credit B the derferred payment credit C the payment credit D the negotiated credit

( ) 8. ________is the bank to which the pricipal has entrusting the collection.

A The remitting bank B The collecting bank C The presenting bank D Both A and B

( ) 9. Which principle has the assumption that the business will continue in operation?

A The cost principle B The going-concern concept C The matching principle D Both A and B

( ) 10. _______ is the most important part of a bank letter.

A Subject B Body C Complimentary close D Signature

Ⅴ. Translate the following sentences. (20分)

1. The usual way the drawee accepts a draft is by writing or stamping the word

“ACCEPTED” on the face of the draft, plus the drawee’s authorized signature and the date accepted.

2. Banks wiil act in good faith and exercise reasonable care and must verify that the

documents received appear to ba as listed in the collection order.

3. Nonprofit organizations such as churches, most hospitals, government agencies, and

colleges use accounting information in much the same way that profit oriented businesses do.

4. 用货币作为交换媒介是货币的主要职能之一。

5. 有时在借款人的要求下，由贷款人给与还款的宽限期。

1.______________________________________________________________________________________________________________________________________________________________ 2.______________________________________________________________________________________________________________________________________________________________ 3.______________________________________________________________________________________________________________________________________________________________ 4.______________________________________________________________________________________________________________________________________________________________ 5.______________________________________________________________________________________________________________________________________________________________ Ⅵ. Reading comprehension. You …… 此处隐藏：9213字，全部文档内容请下载后查看。喜欢就下载吧 ……